Whether you are looking for a side hustle or a passive income, you should consider tapping the wealth of the internet.

The online world offers a wide range of opportunities for making extra bucks. It ranges from performing a few tasks to selling items.

And the good news is that making money on the internet is not as difficult as it seems. In fact, it is the easiest thing to do.

When it comes to making extra cash online, the list is inexhaustible. However, the top 3 ways include the following

  • Start a Blog

Blogging is one of the most profitable online businesses today. Though it requires you to build the right audience and contents, it actually worth the stress.

With a blog, you will be able to share your ideas and thoughts to your audience about a subject matter.

There are numerous ways of monetizing your blog. Some of them include signing for Google Adsense, selling related products, etc.

If you sign up for Adsense for instance, Google will place advertisements on your blog. You get a commission whenever an advert is clicked.

  • Become An Affiliate Marketer

Affiliate marketing is a form of digital marketing in which you advertise for a particular company. You get a commission whenever a purchase is made via your affiliate link.

There are numerous online stores that allow such. Popular ones include Amazon, Clickbank, etc. One interesting fact is that you don’t necessarily need to have a product. All you need is your affiliate link and extra cool cash will continue to flow in.

One lucrative way to be a successful affiliate marketer is to have your affiliate product related blog and sell to the audience.

  • Become a Freelancer

Freelancing is the process of offering your valuable service to people in exchange for cash. In other words, people will pay you after performing a task for them.

There are many platforms through which you can showcase your talents and get hired. They include Fiverr, Upwork, Guru, Freelancer, etc.

All you have to do is to register on these platforms and continue to work at your leisure time, thereby making extra money.

Making money online is becoming very easy. You can buy goods and get paid back or even perform free spin on a platform like Megareel and earn extra cool cash. However, it is important to know that making money online requires a little effort from you. It won’t happen overnight without your efforts.

Getting your family finances in order is a great thing but most of us do not do it until we are forced to by a life event such as the birth of a baby, an upcoming wedding, financial audit, divorce or a natural disaster. You can see our family is productive because of tips like these. Fortunately, getting your family finances in order in 2019 is not a difficult task.

Here are simple tips to help you.

  • Commit yourself

The first thing that you should do is commit yourself to get your finances in order and follow through.

  • Request for a credit report

Most people are not concerned with their credit report until they are denied credit. Since your credit history plays a major role in so many areas, you should review your credit report at least once a year.

Upon receiving the report, thoroughly look for any mistakes and if there are contains any, contact the credit bureau to have them corrected. This way, you will qualify for a high limit when need be.

  • Create a budget and stick to it

Though difficult to stick to, having a budget is a vital step into getting your finances in order. In notebook, write down all your fixed monthly expenses as well as the non fixed expenses such as entertainment, meals out, clothing and other flexible purchases. This helps you to understand where your money goes and where you can cut back.

After making the budget, be sure to stick to it. Every time you purchase something, write it down including the cost then at the end of the month, compare your actual spending with your budget and see where you may have gotten off track.

  • Reduce your debt

Another difficult yet important step to getting your family finances in order is consolidating your debts and paying them. Transfer the balances to a single card with low annual percentage rate (APRs) to make it easy to track the debt. Destroy the other credit cards to prevent the temptation of using them and try to pay at least double the minimum amount plus the finances charge every month.

Use debit cards or cash to make all purchases and if you do not have money, then do not buy it.

  • Set Up an Emergency Fund

Before you begin worrying about investments and retirement plans, you should first have an emergency fund. The rule of thumb for savings is to have at least three months’ worth of cash for an emergency fund but with the tight economic times, it can be hard to do.

If you are short on cash, try setting aside every five dollar you get into box or even emptying all the change in ajar at the end of the day. Better yet, open a special account and write yourself a check of about $50 every time you get paid. The money will add up over time and will come in handy during emergencies.

  • Analyze your insurance coverage

Disasters like hurricanes, tornadoes, floods and fires can strike any time. Therefore, it is important to ensure you have renters insurance if you rent or homeowners insurance if you own a home.

Life insurance is also great as it ensures your debts are covered in case anything happens to you.

  • Find a financial mentor

Money management is challenging but a good financial mentor will guide you and help you make smart financial decisions.

He or she will analyse your budget and spot leaks where you are spending more money than you should, suggest the right financial steps to take such as how much of your income to invest, how to save for your child’s college education and how much you will need for retirement as well as inspire you.

A financial mentor should be doing well financially. Therefore, by looking at his finances, you will feel inspired and with his guidance, some day, you will be doing well financially as well.

  • Make a Will

Making a will is especially important if you have children. It helps to distribute your assets as well as prevent dispute if you pass on.

If not a will, you can draw up a list of all your physical properties including cars, home, jewelry and the non physical assets such as policies and bank accounts as well as debts then select a responsible administrator who will make all decisions on your behalf after you pass on.